Porcupine Real Estate Blog
Read our blog for fun anecdotes and helpful information about life and real estate. We’d love to add you to our email list for updates; drop us a line!
The novel coronavirus found a new way to disrupt lives: starting this week, home buyers applying for a new mortgage with JP Morgan, the nation’s fourth-largest mortgage lender, will need a credit score of at least 700 and will have to make a down payment equal to 20% of the home’s value. This is just one lender’s new policy; traditional FHA,…
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Many buyers, especially first-time home buyers and new-to-New Hampshire buyers, are unsure of what costs go into owning a home. Following are some examples of expenses you may incur when you own a home or investment property in New Hampshire. Single-family home expenses: Property taxes – Tax rates vary widely from town to town. Keep an eye on that when looking…
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Buying a home can be a little overwhelming – where do you even start? Fortunately, we are here with you every step of the way. We’ve compiled a list of steps to help you understand what you need to do when: Steps to buying a property: Get pre-approved for financing. We suggest going with a local, New Hampshire-based lender. If you…
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Buying and selling a home can be a challenge during non-pandemic times: will it pass inspection, can the buyer secure financing, will the home appraise at value? All of these elements can lead to stress and uncertainty. Buying and selling during a pandemic, however, is an entirely different story. COVID-19 has thrown real estate transactions for a loop. To see…
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Whether buying or selling a home, market statistics can be useful. While buying a home is not always about the numbers, a little market knowledge can go a long way. Likewise, market statistics are also helpful for home sellers to price their homes competitively in the marketplace. Here are some helpful stats every buyer (and seller) should know: 1. What kind…
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When you are buying a home the costs really add up and you may start thinking about where you can save money. One expense that buyers may be tempted to skip is the home inspection. But, take it from us, a home inspection has saved many buyers money in the long run. How? Well, a home inspection is an objective…
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With mortgage rates at all-time lows, you might be wondering if you should be considering refinancing your home. While it may seem like a great thing to do, there are a few things to consider before you decide. An obvious reason for refinancing to a lower interest rate is the monthly, and even more importantly the long-term, savings you will…
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Are you thinking of buying a home with a septic system? Septic systems are common in the suburbs and more rural areas where municipal sewers are not available. So what is a septic system? It is a self-contained, underground wastewater treatment system. It consists of a septic tank and a drainage system. The septic tank is a large, watertight container.…
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Is a condominium right for you? The market has been steadily rising for the past few years but condo living may not be for everyone. Condo buyers typically fall into three categories: -First-time buyers -Second-home or vacation homeowners -Retirees looking for a low-maintenance alternative Under the right set of circumstances, a condominium can be a great purchase. Before you run…
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Owning a house gives you a sense of fulfillment, and helps boost your self-esteem. It is a long-term investment and should not be taken lightly. The present state of your finances is possibly the single most important factor when contemplating homeownership. Before you start shopping for a house, take into consideration the following factors. Have you set aside enough money…
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