Tag: Buying

Posted on 02/20/2020
Should I Buy a House?
Owning a house gives you a sense of fulfillment, and helps boost your self-esteem. It is a long term investment and should not be taken lightly. The present state of your finances is possibly the single most important factor when contemplating home ownership. Before you start shopping for a house, take into consideration the following factors. Have you...
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Posted on 02/20/2020
What You Need to Know: Condominiums
Is a condominium right for you? The market has been steadily rising for the past few years but condo living may not be for everyone. Condo buyers typically fall into three categories: -First-time buyers -Second home or vacation home owners -Retirees looking for a low-maintenance alternative Under the right set of circumstances a condominium can be a great...
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Posted on 02/20/2020
How to Avoid a Low Home Appraisal
A house needs to be sold three times when it is on the market. First it needs to be sold to other agents so they will want to show and sell the home. Second it needs to be sold to buyers and lastly to the appraiser. Even if the buyer is willing to pay a certain price for...
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Posted on 02/20/2020
Do I Need a Home Inspection?
When you are buying a home the costs really add up and you may start thinking about where you can save money. One expense that buyers may be tempted to skip is the home inspection. But, take it from us, a home inspection has saved many buyers money in the long-run. How? Well, a home inspection is an...
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Posted on 02/20/2020
Stats Every Home Buyer Needs to Know
Whether buying or selling a home, market statistics can be useful. While buying a home is not always about the numbers, a little market knowledge can go a long way. Likewise, market statistics are also helpful for home sellers to price their home competitively in the marketplace. Here are some helpful stats every buyer (and seller) should know:1. What...
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Posted on 02/20/2020
Client Profile - Margot & Bradley - Epsom
Free State Project early movers & Team Porcupine Real Estate clients Bradley & Margot Keyes purchased an idyllic cottage on a lake a few years ago, and haven't looked back. The cottage, their first investment property, was appealing because of its location (only five minutes from their home), and its size (a small ranch). Margot, an NRA pistol...
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Posted on 02/20/2020
Should You File a Property Tax Abatement Application?
Should You File a Property Tax Abatement Application? While nobody likes paying property taxes, there’s no way around it for homeowners. In New Hampshire, there is a process by which you can challenge your property tax assessment, known as the “abatement” process.The tax abatement application must be submitted to your town/city by March 1st. If you think your...
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Posted on 02/20/2020
Foreclosure Beware
Many buyers are excited by the idea of getting a deal on a foreclosure, but with foreclosures, it's often buyer beware. Here are our top tips when considering foreclosed properties: No seller property disclosures available Bank is not willing to make repairs or offer closing cost assistance Missing or damaged appliances Improper winterization, resulting in burst pipes. HVAC...
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Posted on 02/20/2020
Now is a Great Time to Invest in a Rental Property
With low home prices and low interest rates, now is a great time to consider investing in real estate. An investment purchase is different than your typical single family home purchase. Here are some tips if you're considering making the move to real estate investor: Have a strategy. What kind of investor do you want to be? Do...
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Posted on 02/20/2020
Choosing a Lender
One of the most frequent questions we receive is, "What lender should I use?" Having been in the real estate industry for over nearly 20 years, we've worked with many excellent lenders, and plenty of not-so-great ones, as well. Following are the most important qualities when selecting your lender. - Does your lender have great communication? - Real...
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Posted on 02/20/2020
Predicting Mortgage Rates
It is impossible to predict the future and certainly the same can be said for predicting mortgage rates. However, if you know how to watch the indicators, you will have some advantage, and it may help you decide whether to borrow funds or wait until rates drop. Here are a few things to consider to make a more...
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Posted on 02/20/2020
Mortgage Rate Locks Explained
To lock or not to lock? If you are shopping for a home loan or refinancing a mortgage, your mortgage lender will require you to lock your rate on the amount borrowed no later than five days prior to closing. Locking a rate guarantees the interest rate for a set period of time. The decision to lock or...
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