Tag: Mortgage

Posted on 02/20/2020
Time to Refinance?
With mortgage rates at all time lows, you might be wondering if you should be considering refinancing your home. While it may seem like a great thing to do, there are a few things to consider before you decide. An obvious reason for refinancing to a lower interest rate is the monthly, and even more importantly the long term,...
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Posted on 02/20/2020
Stats Every Home Buyer Needs to Know
Whether buying or selling a home, market statistics can be useful. While buying a home is not always about the numbers, a little market knowledge can go a long way. Likewise, market statistics are also helpful for home sellers to price their home competitively in the marketplace. Here are some helpful stats every buyer (and seller) should know:1. What...
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Posted on 02/20/2020
Choosing a Lender
One of the most frequent questions we receive is, "What lender should I use?" Having been in the real estate industry for over nearly 20 years, we've worked with many excellent lenders, and plenty of not-so-great ones, as well. Following are the most important qualities when selecting your lender. - Does your lender have great communication? - Real...
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Posted on 02/20/2020
Predicting Mortgage Rates
It is impossible to predict the future and certainly the same can be said for predicting mortgage rates. However, if you know how to watch the indicators, you will have some advantage, and it may help you decide whether to borrow funds or wait until rates drop. Here are a few things to consider to make a more...
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Posted on 02/20/2020
Mortgage Rate Locks Explained
To lock or not to lock? If you are shopping for a home loan or refinancing a mortgage, your mortgage lender will require you to lock your rate on the amount borrowed no later than five days prior to closing. Locking a rate guarantees the interest rate for a set period of time. The decision to lock or...
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Posted on 02/20/2020
How To Get A Home Loan If You Have Bad Credit
If you have seen your latest credit score and feel like you’re less than financially fit, don’t fret. There’s plenty of reasons why people end up with bad credit. There’s also plenty of things that you can do to amend and work with your bad credit. The Factors Mortgage lenders look at a variety of factors when it...
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Posted on 02/20/2020
How to Secure the Best Possible Mortgage Rate
Securing the best mortgage for your home may seem challenging, particularly for those who are first-time homebuyers. Here are three tips that you can use to get the best mortgage rate at any time: Find Ways to Improve Your Credit Score.Your credit score likely will influence your mortgage rate. However, those who track their credit score closely can...
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Posted on 02/19/2020
Mortgage Terminology 101
Whether you’re a first time homebuyer or a seasoned homeowner, the mortgage terminology can be confusing. Since buying a home is such a huge financial decision, you’re going to want to make sure you understand every step of the process and all of the conditions and fees along the way. Below are some of the common terms you...
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Posted on 02/19/2020
Why Your Credit Score Matters When Buying A Home
Your credit score is a 3 digit number that can have a huge impact on many things that you hope to accomplish in your life. One of the biggest reasons that you need a good credit score is for buying a home. As many people rely on credit cards to fund their expenses, they consequently end up in...
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