Porcupine Real Estate Blog

Posted on 05/15/2020
Should You Sell Your Home without an Agent?
If you're thinking of selling your home, you may have considered trying to sell it without a real estate agent. Why should you pay an agent for work when you can do it yourself? Well, while you might be able sell your home on your own, you may lose out on some potential profit by not fully understanding...
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Posted on 05/14/2020
A Seller’s Guide to Navigating the Home Inspection
Selling a home can be quite a process. First come the negotiations. Then comes the inspection. Then comes the financing commitment. Sandwiched in the middle, the inspection is usually a contingency to the offer, meaning the buyer can back out of the contract based on problems discovered. The Process The purpose of the inspection is for the inspector...
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Posted on 05/13/2020
Coronavirus Mortgage Relief: The Facts
Mortgage lenders, and the federal agencies that regulate lenders, are putting coronavirus mortgage relief measures in place to ensure homeowners have options if they’re unable to make payments. What do you do if you need to take advantage of these relief measures? Well, your first stop should be your lender or bank. It's important to keep in mind...
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Posted on 05/07/2020
Everything You Ever Wanted to Know About the Pre-Approval Process
You might have heard the words "pre-approval" before, especially if you've just started your home search. What, exactly, is a pre-approval, and why do you need it? Below, we will answer some common questions about being pre-approved. What is a pre-approval? Getting pre-approved means that a lender lets you know the maximum price you can spend on a...
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Posted on 05/05/2020
Everything You Need to Get Pre-Approved: A Checklist
If you're thinking about buying a home, it's imperative that you get pre-approved for a mortgage before you start your search. While getting pre-approved can be tedious, it is a critical step that allows you to be ready to jump on making an offer as soon as you find the home of your dreams. It also serves to...
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Posted on 04/28/2020
Real Estate During a Pandemic: How Long Will It Take to Buy and Sell a Home Amidst Coronavirus
Buying and selling a home can be a challenge during non-pandemic times: will it pass inspection, can the buyer secure financing, will the home appraise at value? All of these elements can lead to stress and uncertainty. Buying and selling during a pandemic, however, is an entirely different story. COVID-19 has thrown real estate transactions for a loop....
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Posted on 04/21/2020
Investing 101: What to consider when buying an investment property
Investing in real estate is not just for wealthy individuals. In fact, starting a real estate investment portfolio is often the best way to build your own source of passive income and long-term wealth. And the best part? You don’t have to be independently wealthy to do it. Not sure where to start? We’ve compiled a list of...
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Posted on 04/21/2020
What does the pre-buying process look like? Let’s break it down 
Buying a home can be a little overwhelming - where do you even start? Fortunately, we are here with you every step of the way. We’ve compiled a list of steps to help you understand what you need to do when: Steps to buying a property: Get pre-approved for financing. We suggest going with a local, New Hampshire-based...
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Posted on 04/21/2020
Expenses you need to consider when purchasing a property
Many buyers, especially first-time home buyers and new-to-New Hampshire buyers, are unsure of what costs go into owning a home. Following are some examples of expenses you may incur when you own a home or investment property in New Hampshire. Single-family home expenses: Property taxes - Tax rates vary widely from town to town. Keep an eye on...
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Posted on 04/17/2020
Thinking of buying? Lenders just raised the bar on lending requirements for borrowers
The novel coronavirus found a new way to disrupt lives: starting this week, home buyers applying for a new mortgage with JP Morgan, the nation’s fourth largest mortgage lender, will need a credit score of at least 700 and will have to make a down payment equal to 20% of the home’s value. This is just one lender's...
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Posted on 04/06/2020
Best Home Improvement Projects to Complete Before Selling
Image by Hermann Schmider from Pixabay Are you planning to sell your home soon? Then this is the time to take care of those home improvements that will make your home more attractive to buyers. As a homeowner who's been through the buying process, you know how important it is to make a good impression. What you may...
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Posted on 03/24/2020
Costs Involved in Buying a Home
Many buyers have questions when it comes to buying a home, but one of the most frequent we hear is: What does it cost? Once you've negotiated the purchase and your offer is accepted on a house, you’ll need to provide an earnest money deposit. Another way to think of this is as a good faith deposit. The...
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