Porcupine Real Estate Blog
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You might have heard the words “pre-approval” before, especially if you’ve just started your home search. What, exactly, is a pre-approval, and why do you need it? Below, we will answer some common questions about being pre-approved. What is a pre-approval? Getting pre-approved means that a lender lets you know the maximum price you can spend on a home, based…
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While you might have a long list of things you appreciate about your new home, your lender may not agree. They don’t care if it has a pizza oven, jacuzzi tub, or patio that is perfect for outdoor gatherings. They do care if the home you are buying is worth what you’re paying. If there is ever a point where…
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We all know that New Hampshire is the Free State. But, when faced with moving to a new state, why, exactly, do people pick New Hampshire? Here are some reasons from movers to the Free State: great community and economy New Hampshire’s aesthetics and the state’s laws everyone is very friendly no income tax or sales tax income-earning potential was…
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Radon Levels by Town
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Many buyers have questions when it comes to buying a home, but one of the most frequent we hear is: What does it cost? Once you’ve negotiated the purchase and your offer is accepted on a house, you’ll need to provide an earnest money deposit. Another way to think of this is as a good faith deposit. The amount provided…
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The novel coronavirus found a new way to disrupt lives: starting this week, home buyers applying for a new mortgage with JP Morgan, the nation’s fourth-largest mortgage lender, will need a credit score of at least 700 and will have to make a down payment equal to 20% of the home’s value. This is just one lender’s new policy; traditional FHA,…
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Many buyers, especially first-time home buyers and new-to-New Hampshire buyers, are unsure of what costs go into owning a home. Following are some examples of expenses you may incur when you own a home or investment property in New Hampshire. Single-family home expenses: Property taxes – Tax rates vary widely from town to town. Keep an eye on that when looking…
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Buying a home can be a little overwhelming – where do you even start? Fortunately, we are here with you every step of the way. We’ve compiled a list of steps to help you understand what you need to do when: Steps to buying a property: Get pre-approved for financing. We suggest going with a local, New Hampshire-based lender. If you…
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Buying and selling a home can be a challenge during non-pandemic times: will it pass inspection, can the buyer secure financing, will the home appraise at value? All of these elements can lead to stress and uncertainty. Buying and selling during a pandemic, however, is an entirely different story. COVID-19 has thrown real estate transactions for a loop. To see…
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Whether buying or selling a home, market statistics can be useful. While buying a home is not always about the numbers, a little market knowledge can go a long way. Likewise, market statistics are also helpful for home sellers to price their homes competitively in the marketplace. Here are some helpful stats every buyer (and seller) should know: 1. What kind…
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