Porcupine Real Estate Blog

Read our blog for fun anecdotes and helpful information about life and real estate. We’d love to add you to our email list for updates; drop us a line!

Everything You Need to Get Pre-Approved: A Checklist

If you’re thinking about buying a home, it’s imperative that you get pre-approved for a mortgage before you start your search. While getting pre-approved can be tedious, it is a critical step that allows you to be ready to jump on making an offer as soon as you find the home of your dreams. It also serves to let the…

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Everything You Ever Wanted to Know About the Pre-Approval Process

You might have heard the words “pre-approval” before, especially if you’ve just started your home search. What, exactly, is a pre-approval, and why do you need it? Below, we will answer some common questions about being pre-approved. What is a pre-approval? Getting pre-approved means that a lender lets you know the maximum price you can spend on a home, based…

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All You Ever Wanted to Know about Appraisals – Buyer Edition

While you might have a long list of things you appreciate about your new home, your lender may not agree. They don’t care if it has a pizza oven, jacuzzi tub, or patio that is perfect for outdoor gatherings. They do care if the home you are buying is worth what you’re paying. If there is ever a point where…

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Multiple Offers: Should You Worry?

worry

Months of searching, attending open houses, and viewing available homes finally paid off. You’ve found the perfect property in a nice neighborhood for a fair price. You’re ready to make an offer. Then it happens: you get the dreaded call from your agent telling you there are multiple offers on the property. Now what? Reasons for Multiple Offers Inventory shifts…

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Why People Pick New Hampshire

We all know that New Hampshire is the Free State. But, when faced with moving to a new state, why, exactly, do people pick New Hampshire? Here are some reasons from movers to the Free State: great community and economy New Hampshire’s aesthetics and the state’s laws everyone is very friendly no income tax or sales tax income-earning potential was…

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Thinking of building? Read this first

We’ve lost count of the number of times we’ve gotten an email from someone wanting to move to New Hampshire and buy land. While we heartily endorse the idea of property ownership, there are some important considerations worth sharing for folks heading down this path. Financing: typically banks lend only up to 50-70% of the purchase price on land acquisition-fewer options…

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Costs Involved in Buying a Home

Many buyers have questions when it comes to buying a home, but one of the most frequent we hear is: What does it cost? Once you’ve negotiated the purchase and your offer is accepted on a house, you’ll need to provide an earnest money deposit. Another way to think of this is as a good faith deposit. The amount provided…

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Expenses You Need to Consider When Purchasing a Property

Many buyers, especially first-time home buyers and new-to-New Hampshire buyers, are unsure of what costs go into owning a home. Following are some examples of expenses you may incur when you own a home or investment property in New Hampshire. Single-family home expenses:  Property taxes – Tax rates vary widely from town to town. Keep an eye on that when looking…

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