Porcupine Real Estate Blog
Read our blog for fun anecdotes and helpful information about life and real estate. We’d love to add you to our email list for updates; drop us a line!
If you’ve ever bought a house, chances are you used traditional mortgage financing, like FHA, VA, USDA, or conventional loans. These types of loans are great for the typical buyer. But if you’re self-employed, have low cash reserves, or just don’t want to deal with a lot of intrusive paperwork, these traditional financing options may not always be the best…
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Whether it’s a Nor’easter, a hurricane, or even a windy spring day, power in New Hampshire can go out at any time. Many homeowners choose to have a backup generator for these unpredictable weather events, but is a generator really necessary? Chances are you won’t use it frequently and, if you have another heating source that does not rely on…
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Single Family Homes and Condos After three years of a seller’s market buying frenzy, it feels like the overheated market is finally slowing down. Is that the case? Yes and no. We are still seeing a relative lack of sufficient inventory to feed the demand for housing units (both sales and rentals). The recent significant spikes in mortgage interest rates…
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Porcupine Real Estate believes that homeowners shouldn’t pay more taxes than they have to. Our agents are experts in finding homes in low-tax towns and fighting legislation that seeks to increase the tax burden on residents. So it’s no surprise that we are always looking for ways for our clients to keep money from Uncle Sam when they own a…
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Free Staters are known for their friendliness and willingness to help others. A fun Porcupine tradition is that when a new mover arrives in New Hampshire, people often volunteer to help unload the moving truck. These Move-In Parties are a great way to get your boxes and furniture unloaded for free. Not only that, but you’ll also get to meet…
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The housing market has been tight over the last few years, and finding a home that meets your needs can be a frustrating experience. Several of our clients have opted to take the new construction route so they can get exactly what they want in a location of their choosing. Buying new construction isn’t without its pros and cons, though.…
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For many Free Staters, one of the most important features when looking for a home in New Hampshire is acreage. But the downside of all that peace and space to roam can be a burdensome property tax bill. But New Hampshire has a way to save on taxes if you own more than 10 acres: “current use.” What is “current…
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If you’re thinking about buying a home, it’s imperative that you get pre-approved for a mortgage before you start your search. While getting pre-approved can be tedious, it is a critical step that allows you to be ready to jump on making an offer as soon as you find the home of your dreams. It also serves to let the…
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You might have heard the words “pre-approval” before, especially if you’ve just started your home search. What, exactly, is a pre-approval, and why do you need it? Below, we will answer some common questions about being pre-approved. What is a pre-approval? Getting pre-approved means that a lender lets you know the maximum price you can spend on a home, based…
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While you might have a long list of things you appreciate about your new home, your lender may not agree. They don’t care if it has a pizza oven, jacuzzi tub, or patio that is perfect for outdoor gatherings. They do care if the home you are buying is worth what you’re paying. If there is ever a point where…
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