Porcupine Real Estate Blog
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If you’re thinking of selling your home, you may have considered trying to sell it without a real estate agent. Why should you pay an agent for work when you can do it yourself? Well, while you might be able to sell your home on your own, you may lose out on some potential profit by not fully understanding the…
Read MoreIf the buyer of your home is financing the purchase, chances are good that their lender will require an appraisal. Understanding how appraisals work will prepare you for the process and help you achieve a quick sale. An appraisal is an opinion of the value of your home based on what comparable homes in your city/town have sold for recently.…
Read MoreWhile you might have a long list of things you appreciate about your new home, your lender may not agree. They don’t care if it has a pizza oven, jacuzzi tub, or patio that is perfect for outdoor gatherings. They do care if the home you are buying is worth what you’re paying. If there is ever a point where…
Read MoreWe are in the midst of a hot sellers’ market and many sellers are finding themselves with multiple offers. So, how can you decide which offer is best? Our agents at Porcupine Real Estate use their expertise and years of knowledge to help you determine which offer to consider. Some of the criteria we encourage you to consider include: Preapprovals…
Read MoreWe all know that New Hampshire is the Free State. But, when faced with moving to a new state, why, exactly, do people pick New Hampshire? Here are some reasons from movers to the Free State: great community and economy New Hampshire’s aesthetics and the state’s laws everyone is very friendly no income tax or sales tax income-earning potential was…
Read MoreBuying an investment property can be a good financial move. There are some differences between buying a primary residence and investment property, though. Obtaining a Mortgage In nearly all cases, mortgage rates for investment properties are higher than when you buy a primary residence. The reason for this is that lenders tend to view an investment property as a riskier…
Read MoreRadon Levels by Town
Read MoreMany buyers have questions when it comes to buying a home, but one of the most frequent we hear is: What does it cost? The Downpayment The amount of money you pay towards the home purchase upfront is the down payment. For example, if you are using a conventional loan and putting 5% down on a $400,000 property, your downpayment…
Read MoreAre you planning to sell your home soon? Then this is the time to take care of those home improvements that will make your home more attractive to buyers. As a homeowner who’s been through the buying process, you know how important it is to make a good impression. What you may not know is which improvements deliver the best…
Read MoreThe novel coronavirus found a new way to disrupt lives: starting this week, home buyers applying for a new mortgage with JP Morgan, the nation’s fourth-largest mortgage lender, will need a credit score of at least 700Â and will have to make a down payment equal to 20% of the home’s value. This is just one lender’s new policy; traditional FHA,…
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